The terms governing your use of our website and services.
Last updated: July 2026
By accessing or using the Isha Fincorp website or any of our services, you agree to be bound by these Terms & Conditions. If you do not agree with any part of these terms, please do not use our website or services. We may revise these terms from time to time, and your continued use constitutes acceptance of the updated terms.
Isha Fincorp operates as a loan advisor and facilitator (Direct Selling Agent), connecting customers with a network of 15+ partner banks and NBFCs. We provide guidance, help you compare options and assist with the application process. We are not a lender and do not sanction, approve or disburse loans. The final approval, interest rate, loan amount, tenure and all other terms are decided solely by the concerned bank or NBFC at its own discretion.
To use our services, you must be at least 18 years of age and legally capable of entering into a binding contract under Indian law. By submitting an enquiry, you confirm that you meet these requirements and that the information you provide is your own or that you are authorised to share it.
You agree to provide accurate, current and complete information when using our forms or communicating with our team. Providing false, misleading or incomplete information may affect your eligibility and the outcome of any loan application. You are responsible for maintaining the confidentiality of any documents or information you share and for reviewing the terms of any loan before accepting it.
We do not guarantee that any loan enquiry submitted through us will be approved. Approval depends entirely on the lender's assessment of your eligibility, credit profile, documentation and internal policies. Any indicative rates, amounts or timelines shared by us are for general guidance only and do not constitute a commitment or offer from any lender.
Our services involve introducing you to third-party banks and NBFCs. Your relationship with any lender you proceed with is governed by that lender's own terms, policies and agreements. We are not responsible for the acts, decisions, products, service quality or conduct of any partner lender.
All content on this website, including text, graphics, logos, layouts and design, is the property of Isha Fincorp or its licensors and is protected by applicable intellectual property laws. You may not reproduce, distribute or use any content without our prior written permission.
To the maximum extent permitted by law, Isha Fincorp shall not be liable for any direct, indirect, incidental or consequential loss arising from your use of our website or services, from reliance on any information provided, or from your dealings with any partner lender. Our services are provided on an "as is" basis without warranties of any kind.
These Terms & Conditions are governed by and construed in accordance with the laws of India. Any disputes arising in connection with these terms shall be subject to the exclusive jurisdiction of the courts at Bengaluru, Karnataka.
If you have any questions about these Terms & Conditions, please contact us at loans@ishafincorp.com.