Privacy Policy

Last updated: July 2026

Introduction

Isha Fincorp ("we", "us" or "our") is a loan advisory and Direct Selling Agent (DSA) business that helps customers compare and apply for loans through our network of 15+ partner banks and NBFCs. This Privacy Policy explains what personal information we collect when you use our website or submit an enquiry, how we use it, and the choices you have. By using our website or sharing your details with us, you agree to the practices described in this policy.

Information We Collect

We collect information that you voluntarily provide through our enquiry and callback forms, as well as limited technical information gathered automatically when you browse the site. The personal information we typically collect includes:

• Your name and contact details, such as mobile number and email address.
• Income details relevant to assessing loan eligibility, such as salary or business income.
• KYC and identification details you choose to share, such as PAN, Aadhaar or address proof, submitted via our enquiry forms or during processing.
• The type of loan you are interested in and any preferences or comments you provide.
• Basic technical data such as browser type, device information and pages visited.

How We Use Your Information

We use the information you share only for legitimate business purposes connected to your enquiry. Specifically, we may use it to:

• Share your details with relevant partner banks and NBFCs solely to process the loan enquiry you have raised.
• Contact you by phone, email or messaging to discuss your requirement, provide guidance and follow up on your application.
• Assess indicative eligibility and recommend suitable loan options from our partner lenders.
• Improve our services, website experience and the quality of the guidance we provide.
• Comply with applicable legal and regulatory obligations.

Sharing & Disclosure

We do not sell your personal information. We share your details with partner banks and NBFCs only to the extent necessary to process the enquiry you have initiated. We may also disclose information to service providers who support our operations under confidentiality obligations, or where required by law, regulation or a valid legal request. Any lender you proceed with will handle your information under its own privacy policy.

Data Security

We take reasonable technical and organisational measures to protect your personal information against unauthorised access, loss or misuse. While we strive to safeguard your data, no method of transmission over the internet or electronic storage is completely secure, and we cannot guarantee absolute security. You share information with us at your own discretion.

Cookies

Our website may use cookies and similar technologies to help the site function properly, remember your preferences and understand how visitors use our pages. You can control or disable cookies through your browser settings, though some features of the site may not work as intended if you do so.

Your Rights

You may contact us to request access to the personal information we hold about you, ask us to correct inaccurate details, or request that we stop contacting you. You may also withdraw consent for us to process your enquiry at any time, subject to any legal or contractual requirements. We will respond to reasonable requests within a suitable timeframe.

Changes to This Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. Any updates will be posted on this page with a revised "Last updated" date. We encourage you to review this policy periodically.

Contact Us

If you have any questions about this Privacy Policy or how we handle your information, please contact us at loans@ishafincorp.com.