Loan Against Property

Unlock the value of your residential or commercial property for high-value needs, with flexible tenures and attractive rates.

Unlock Your Property's Full Value

Unlock Your Property's Full Value

Your property is more than a place, it's a powerful financial asset. By mortgaging your residential or commercial property, Isha Fincorp helps you raise high-value funds for business expansion, education, medical needs or debt consolidation, while you retain full ownership and continued use of the property. Because a loan against property is secured, it typically carries lower interest rates than unsecured loans, along with longer tenures and higher loan values based on your property's market price. Our ex-banker team compares offers across 15+ partner banks and NBFCs, guiding you on valuation, eligibility and documentation with doorstep service at every step. Whether you need working capital or a lump sum for a major life goal, we help you unlock your property's worth on the most favourable terms, so you borrow big without letting go of what you've built.

Key Features & Benefits

  • Fund against residential OR commercial property
  • High loan value based on your property's market price
  • Lower interest rates than unsecured loans
  • Long tenure up to 15 years for comfortable EMIs
  • Continue using and owning your property
  • End-use flexibility, business, education or medical
Res/CommercialBoth accepted
Up to 15 YrsLong tenure
Lower Ratesvs unsecured

Documents You'll Typically Need

  • Property ownership documents & title deed
  • Identity, address & income proof
  • ITR / bank statements for last 6–12 months

Our team reviews your profile first and tells you exactly which documents apply to your chosen lender, no guesswork, no wasted trips.